Our fees are in dollars. Most are in percentages.
Retirement and later-life planning for Brisbane people who want to know exactly what the advice costs and exactly what it is buying. The first meeting is free and deliberately advice-free.
A percentage fee sounds small and compounds like everything else.
One per cent a year does not feel like much next to a portfolio, but over a twenty-year retirement it is a very large number, and it rises every time your fund does — whether or not the work has changed. We charge a flat annual fee in dollars, reviewed once a year, and we will show you the arithmetic on both approaches for your own numbers before you decide.
Three kinds of work
All of it fee-only, which means we are paid only by you and can recommend from the whole market rather than one provider’s shelf.
Retirement planning
What you can sustainably draw, when you can stop, and what happens to it all if you live to ninety-eight. Cashflow modelling in real numbers.
Pensions
Reviewing what you have, whether consolidating helps or costs you guarantees, and how to draw it in the most sensible order.
Later life and estate
Care fee planning, inheritance tax, gifting and the conversations families put off. Often the most valuable work we do.
Fee-only and deliberately small
We cap the number of ongoing clients so that reviews do not become a conveyor belt.
Flat annual fee, in dollars
Gathered at annual reviews
Bernard A.
Client since 2019, Chermside
Sunita R.
Retirement planning client, Hendra
Warren K.
Pension review, Kelvin Grove