Retirement planning, not wealth management
Forty years of Tuesdays deserve a plan, not a guess.
Harrow Finch helps people 5 to 15 years from retiring turn their pensions and savings into an income they can actually rely on.
No products pushed, no jargon: just a clear look at what you have and what it means.
Five to fifteen years from retiring
Demo portrait.
You’ve saved for decades. Now someone needs to tell you what it means.
Most people reach 60 with a pension pot, a state pension forecast, and no real answer to ‘can I actually stop working?’ We turn those numbers into a plan with a date on it.
Three pillars of a retirement that holds up.
Retirement planning isn’t one conversation: it’s an ongoing plan that adjusts as your life does.
Retirement Income Planning
We map your pensions, savings, and state pension into a sustainable monthly income built to last.
Drawdown Strategy
Deciding what to draw, what to leave invested, and in what order, so a bad year in the markets doesn’t become a bad decade for you.
Ongoing Reviews
Annual check-ins that adjust your plan as pensions change, markets move, and life takes its turns.
We turn three pension statements into one number.
Gather
We collect every pension, savings account and state pension forecast you have, including the ones from jobs you left decades ago.
Model
We work out what all of it produces as a sustainable monthly income, and at what age, using assumptions we show you rather than hide.
Plan
You get a written plan with a target date, a drawdown order, and the specific gaps worth closing between now and then.
Review annually
Pensions change, markets move, and life takes its turns. We revisit the plan every year and adjust the number honestly.
“I had three pensions and no idea what they added up to in real terms. Harrow Finch turned that into a number I understood, and a date I could plan my retirement party around.”
Graham Whitlock
Retired Site Manager, Leeds
Let’s find your number.
A single conversation is usually enough to tell you where you stand and what’s left to figure out.
No products pushed · no jargon