In detail
We are fee-only, which means the advice is not shaped by which product pays us the most.
Superannuation consolidation and advice — Bringing old workplace super funds together and building a drawdown strategy.
Investment portfolio management — Built around your risk tolerance, reviewed twice yearly.
Retirement income planning — A realistic number for what you will actually need, and how to get there.
Estate planning — Structuring your estate to reduce unnecessary tax for the people who inherit it.
Life and protection insurance advice — Cover assessed honestly, not sold because it pays the highest commission.
Tax-efficient saving — Using your concessional and non-concessional super contribution caps properly, every year, not just when you remember.
Why we do not take commission
Commission-based advice is shaped by which product pays the adviser, not which is right for you. We charge a fee instead, agreed upfront.
It means our recommendation is the same whether you buy the product through us or not — because financially, it makes no difference to us. This is general advice only and does not take into account your personal objectives, financial situation or needs.
Asked often
The questions we are asked most often.
How much do you charge?
An initial fee for the plan, then an ongoing percentage for management — both agreed in writing before we start.
Do I need a minimum amount to invest?
We generally work with portfolios over $250,000, though it depends on the situation.
Are you fee-only or commission-based?
Fee-only — we take no commission, and we can recommend from the whole market, not a panel of products.
How often will we speak?
At least twice a year, plus any time your circumstances change.
Can you help with an existing superannuation fund?
Yes, consolidation and review of existing super funds is one of our most common pieces of work.
Are you regulated?
Yes, we hold AFSL 000000 — details on request.
Book an introduction call
Thirty minutes, free, no obligation to proceed.