{"id":825,"date":"2026-07-28T14:19:01","date_gmt":"2026-07-28T14:19:01","guid":{"rendered":"https:\/\/lite.buildprosites.com\/sableford\/approach\/"},"modified":"2026-09-19T11:50:00","modified_gmt":"2026-09-19T11:50:00","slug":"approach","status":"publish","type":"page","link":"https:\/\/lite.buildprosites.com\/sableford\/approach\/","title":{"rendered":"Our Approach"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"825\" class=\"elementor elementor-825\">\n\t\t\t\t<section class=\"elementor-element elementor-element-a1005d section light moa-xl section-opener e-no-lazyload e-flex e-con-boxed e-con e-parent\" data-id=\"a1005d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a1005c moa-width-regular e-con-full e-flex e-con e-child\" data-id=\"a1005c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10057 e-con-full e-flex bps-glass e-con e-child\" data-id=\"a10057\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10058 prehead prehead elementor-widget elementor-widget-heading\" data-id=\"a10058\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Our approach<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10059 hero-title hero-title elementor-widget elementor-widget-heading\" data-id=\"a10059\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Fee-only, flat-fee, and slow on purpose.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1005a hero-subtitle hero-subtitle elementor-widget elementor-widget-text-editor\" data-id=\"a1005a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Good financial planning is mostly listening, arithmetic and patience. Very little of it is product selection.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1005b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a1005b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/sableford\/services\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See our services<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a10068 section light2 moa-lg section-body e-flex e-con-boxed e-con e-parent\" data-id=\"a10068\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a10067 moa-width-regular e-con-full e-flex e-con e-child\" data-id=\"a10067\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1005e e-con-full e-flex e-con e-child\" data-id=\"a1005e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1005f e-con-full e-flex e-con e-child\" data-id=\"a1005f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10060 prehead prehead elementor-widget elementor-widget-heading\" data-id=\"a10060\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">About the firm<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10061 elementor-widget elementor-widget-heading\" data-id=\"a10061\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">I spent eleven years somewhere that paid me more for recommending more.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10062 elementor-widget elementor-widget-text-editor\" data-id=\"a10062\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The advice was compliant and the incentives were still wrong, and after a decade of noticing that I would rather not, I left and set this up.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10063 elementor-widget elementor-widget-text-editor\" data-id=\"a10063\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sableford is fee-only. We take no commission, we have no products of our own, and we are paid the same amount whether you invest everything, some of it, or nothing at all. It is a slower way to build a firm and it removes the argument from every conversation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10064 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a10064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/sableford\/services\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">How we charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10065 e-con-full e-flex e-con e-child\" data-id=\"a10065\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10066 elementor-widget elementor-widget-image\" data-id=\"a10066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"963\" height=\"963\" src=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-about-e4cc63.jpg\" class=\"attachment-large size-large wp-image-1033\" alt=\"Two advisers talking in the upstairs Ascot office\" srcset=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-about-e4cc63.jpg 963w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-about-e4cc63-300x300.jpg 300w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-about-e4cc63-150x150.jpg 150w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-about-e4cc63-768x768.jpg 768w\" sizes=\"(max-width: 963px) 100vw, 963px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a10080 section light moa-lg section-body e-flex e-con-boxed e-con e-parent\" data-id=\"a10080\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a1007f moa-width-regular e-con-full e-flex e-con e-child\" data-id=\"a1007f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10069 e-con-full e-flex e-con e-child\" data-id=\"a10069\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1006a e-con-full e-flex e-con e-child\" data-id=\"a1006a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1006b prehead prehead elementor-widget elementor-widget-heading\" data-id=\"a1006b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">How we work<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1006c section-title section-title elementor-widget elementor-widget-heading\" data-id=\"a1006c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Four commitments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1006d hero-subtitle hero-subtitle elementor-widget elementor-widget-text-editor\" data-id=\"a1006d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Written into our client agreement, not just onto a website.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1006e e-con-full e-flex e-con e-child\" data-id=\"a1006e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1006f e-con-full light2 e-flex section bps-anim-slide-up bps-anim-delay-100 bps-shadow-sm e-con e-child\" data-id=\"a1006f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10070 elementor-widget elementor-widget-heading\" data-id=\"a10070\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">&#9670;<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10071 elementor-widget elementor-widget-heading\" data-id=\"a10071\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fees in pounds<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10072 elementor-widget elementor-widget-text-editor\" data-id=\"a10072\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A flat annual figure, agreed in advance and reviewed once a year. It does not rise because your portfolio did.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10073 e-con-full light2 e-flex section bps-anim-slide-up bps-anim-delay-200 bps-shadow-sm e-con e-child\" data-id=\"a10073\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10074 elementor-widget elementor-widget-heading\" data-id=\"a10074\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">&#9670;<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10075 elementor-widget elementor-widget-heading\" data-id=\"a10075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">No commission, ever<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10076 elementor-widget elementor-widget-text-editor\" data-id=\"a10076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We are paid by you and only by you. No provider pays us anything for recommending them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10077 e-con-full light2 e-flex section bps-anim-slide-up bps-anim-delay-300 bps-shadow-sm e-con e-child\" data-id=\"a10077\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10078 elementor-widget elementor-widget-heading\" data-id=\"a10078\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">&#9670;<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10079 elementor-widget elementor-widget-heading\" data-id=\"a10079\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Advice you can act on without us<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1007a elementor-widget elementor-widget-text-editor\" data-id=\"a1007a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Every recommendation is explained well enough that you could carry it out yourself. Some clients do, and that is a fine outcome.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1007b e-con-full light2 e-flex section bps-anim-slide-up bps-anim-delay-400 bps-shadow-sm e-con e-child\" data-id=\"a1007b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1007c elementor-widget elementor-widget-heading\" data-id=\"a1007c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">&#9670;<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1007d elementor-widget elementor-widget-heading\" data-id=\"a1007d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We will tell you to do nothing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1007e elementor-widget elementor-widget-text-editor\" data-id=\"a1007e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Often the right answer is that your existing arrangements are fine. Hearing that is worth the meeting.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a1009b section light2 moa-lg section-body e-flex e-con-boxed e-con e-parent\" data-id=\"a1009b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a1009a moa-width-regular e-con-full e-flex e-con e-child\" data-id=\"a1009a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10081 e-con-full e-flex e-con e-child\" data-id=\"a10081\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10082 e-con-full e-flex e-con e-child\" data-id=\"a10082\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10083 prehead prehead elementor-widget elementor-widget-heading\" data-id=\"a10083\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">What happens<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10084 section-title section-title elementor-widget elementor-widget-heading\" data-id=\"a10084\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Three meetings before anything is recommended<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10085 e-con-full e-flex e-con e-child\" data-id=\"a10085\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10086 e-con-full e-flex e-con e-child\" data-id=\"a10086\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10087 e-con-full e-flex e-con e-child\" data-id=\"a10087\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10088 e-con-full light e-flex section e-con e-child\" data-id=\"a10088\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10089 elementor-widget elementor-widget-heading\" data-id=\"a10089\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">1<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1008a e-con-full e-flex e-con e-child\" data-id=\"a1008a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1008b elementor-widget elementor-widget-text-editor\" data-id=\"a1008b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A free hour, in person or on video, spent almost entirely on questions. No recommendations are made and nothing is sold.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1008c e-con-full e-flex e-con e-child\" data-id=\"a1008c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1008d e-con-full e-flex e-con e-child\" data-id=\"a1008d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1008e e-con-full light e-flex section e-con e-child\" data-id=\"a1008e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1008f elementor-widget elementor-widget-heading\" data-id=\"a1008f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">2<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10090 e-con-full e-flex e-con e-child\" data-id=\"a10090\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10091 elementor-widget elementor-widget-text-editor\" data-id=\"a10091\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If it makes sense to go further, we agree a fixed fee for a written plan and gather the detail. You can stop at the plan and take it elsewhere.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10092 e-con-full e-flex e-con e-child\" data-id=\"a10092\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10093 e-con-full e-flex e-con e-child\" data-id=\"a10093\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10094 e-con-full light e-flex section e-con e-child\" data-id=\"a10094\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10095 elementor-widget elementor-widget-heading\" data-id=\"a10095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">3<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10096 e-con-full e-flex e-con e-child\" data-id=\"a10096\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10097 elementor-widget elementor-widget-text-editor\" data-id=\"a10097\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We present the plan, talk through the options and the risks, and only then discuss whether you want ongoing work and what it would cost.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10098 e-con-full e-flex e-con e-child\" data-id=\"a10098\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10099 elementor-widget elementor-widget-image\" data-id=\"a10099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"963\" height=\"963\" src=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-process-995b30.jpg\" class=\"attachment-large size-large wp-image-1034\" alt=\"An adviser walking a client through the three-meeting process\" srcset=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-process-995b30.jpg 963w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-process-995b30-300x300.jpg 300w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-process-995b30-150x150.jpg 150w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-process-995b30-768x768.jpg 768w\" sizes=\"(max-width: 963px) 100vw, 963px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a100af section light moa-lg section-body e-flex e-con-boxed e-con e-parent\" data-id=\"a100af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a100ae moa-width-regular e-con-full e-flex e-con e-child\" data-id=\"a100ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1009c e-con-full e-flex e-con e-child\" data-id=\"a1009c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1009d e-con-full e-flex e-con e-child\" data-id=\"a1009d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1009e prehead prehead elementor-widget elementor-widget-heading\" data-id=\"a1009e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">The people<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1009f section-title section-title elementor-widget elementor-widget-heading\" data-id=\"a1009f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who you would be working with<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a0 hero-subtitle hero-subtitle elementor-widget elementor-widget-text-editor\" data-id=\"a100a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Two advisers and a client manager. You will know all three by name.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a100a1 e-con-full e-flex e-con e-child\" data-id=\"a100a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a100a2 e-con-full e-flex e-con e-child\" data-id=\"a100a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a3 elementor-widget elementor-widget-image\" data-id=\"a100a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"963\" height=\"963\" src=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-elaine-9495bf.jpg\" class=\"attachment-large size-large wp-image-1035\" alt=\"Elaine Sableford, chartered financial planner, head-and-shoulders portrait\" srcset=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-elaine-9495bf.jpg 963w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-elaine-9495bf-300x300.jpg 300w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-elaine-9495bf-150x150.jpg 150w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-elaine-9495bf-768x768.jpg 768w\" sizes=\"(max-width: 963px) 100vw, 963px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a4 elementor-widget elementor-widget-heading\" data-id=\"a100a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Elaine Sableford<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a5 elementor-widget elementor-widget-text-editor\" data-id=\"a100a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Chartered financial planner, on the Financial Advisers Register<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a100a6 e-con-full e-flex e-con e-child\" data-id=\"a100a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a7 elementor-widget elementor-widget-image\" data-id=\"a100a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"963\" height=\"963\" src=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-rob-2c63b5.jpg\" class=\"attachment-large size-large wp-image-1036\" alt=\"Rob Iyer, financial planner, head-and-shoulders portrait\" srcset=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-rob-2c63b5.jpg 963w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-rob-2c63b5-300x300.jpg 300w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-rob-2c63b5-150x150.jpg 150w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-rob-2c63b5-768x768.jpg 768w\" sizes=\"(max-width: 963px) 100vw, 963px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a8 elementor-widget elementor-widget-heading\" data-id=\"a100a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Rob Iyer<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100a9 elementor-widget elementor-widget-text-editor\" data-id=\"a100a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financial planner &mdash; later life and estate, on the Financial Advisers Register<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a100aa e-con-full e-flex e-con e-child\" data-id=\"a100aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a100ab elementor-widget elementor-widget-image\" data-id=\"a100ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"963\" height=\"963\" src=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-nadine-af6c42.jpg\" class=\"attachment-large size-large wp-image-1037\" alt=\"Nadine Frost, client manager, head-and-shoulders portrait\" srcset=\"https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-nadine-af6c42.jpg 963w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-nadine-af6c42-300x300.jpg 300w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-nadine-af6c42-150x150.jpg 150w, https:\/\/lite.buildprosites.com\/sableford\/wp-content\/uploads\/sites\/27\/2026\/09\/sableford-wealth-sfl-team-nadine-af6c42-768x768.jpg 768w\" sizes=\"(max-width: 963px) 100vw, 963px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100ac elementor-widget elementor-widget-heading\" data-id=\"a100ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nadine Frost<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100ad elementor-widget elementor-widget-text-editor\" data-id=\"a100ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tClient manager &mdash; your first call\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a100b7 section dark moa-xl section-closer e-flex e-con-boxed e-con e-parent\" data-id=\"a100b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a100b6 moa-width-narrow e-con-full e-flex e-con e-child\" data-id=\"a100b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a100b0 e-con-full e-flex e-con e-child\" data-id=\"a100b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a100b1 section-title section-title elementor-widget elementor-widget-heading\" data-id=\"a100b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">An hour of questions, and nothing sold.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100b2 hero-subtitle hero-subtitle elementor-widget elementor-widget-text-editor\" data-id=\"a100b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If we are not right for you, we will say so in the first meeting rather than the third.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a100b3 e-con-full e-flex e-con e-child\" data-id=\"a100b3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a100b4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a100b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/sableford\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a first meeting<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a100b5 elementor-align-center bps-ghost elementor-widget elementor-widget-button\" data-id=\"a100b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/sableford\/services\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">See our services<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Our approach Fee-only, flat-fee, and slow on purpose. Good financial planning is mostly listening, arithmetic and patience. Very little of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-825","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/pages\/825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/comments?post=825"}],"version-history":[{"count":5,"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/pages\/825\/revisions"}],"predecessor-version":[{"id":1041,"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/pages\/825\/revisions\/1041"}],"wp:attachment":[{"href":"https:\/\/lite.buildprosites.com\/sableford\/wp-json\/wp\/v2\/media?parent=825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}